Stellar Benefits Logo and
Quality Employee Benefits since 1987.
​A Division of Orca Insurance Services

​​Let us help you design a plan that is right for your company and its employees.
Maintain and attract quality employees!
What We Do
We will save you money
Help you create and design your company policy
with regards to employee benefits
Flexible solutions for businesses and their employees
You’re busy running a business and you need a loyal, hard-working team to support your growth and success. We help design group benefits solutions for small businesses that are designed to be cost effective and flexible for owners like you. You can customize a plan to meet your specific business goals, and gain a competitive edge to attract talented, reliable employees. And, our plans are easy to set up and administer so you can stay focused on your priorities.

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We shop the market for your insurance needs
Our Group Benefits Support Team offers a
value-added service to you by:
negotiating and leveraging directly with Canadian insurance companies
providing  solutions for your corporate policy regarding employees and their families
 We match your needs with the best company
  1. Advice
    Having quality benefits helps to attract and maintain the best employees. Some would argue that employees are the greatest asset your company has. How much should you spend on employee benefits? What benefits fit into your budget?
  2. Purchasing Power
    The knowledge and experience of our back office offer ‘purchasing power’ and expertise. We create practical and creative solutions for your business and offer value-added group benefit solutions.
  3. Ongoing service
    We will be one step ahead of your benefits renewal. Our back office team will keep your insurance carrier honest. We go to market with your renewal information prior to renewal date. We are not afraid to use more than one insurance company. All in order to keep your plan efficient and easy to use.
Private Health Spending Account
For business owners and professionals, WinFlex takes the form of a Health & Welfare Trust (HWT) sanctioned by the Canada Revenue Agency. These employee ‘bank accounts’ are 100% tax deductible to the corporation and not considered a taxable benefit to the employee. They are used exclusively to finance the health and dental expenses of the business owner, employees and their family members.
Save 20% to 30% on benefit plan costs
If you have a small or medium-sized business, chances are you’ve been hit hard by increasing premiums.
Have your insurance costs been doubling every three to four years?
Do you pay far more in premiums that you ever receive in benefits?
We have an affordable new solution.
WinFlex offers an innovative self-insurance model that puts control back in the employer’s hands. You only pay for the healthcare expenses that you and your employees actually incur. If the money is not spent that year, excess funds roll over indefinitely and can be used for a broader range of health services – unlike traditional plans or group insurance.
What’s more, a stop-loss insurance option we call WinFlex Plus limits the amount you’ll ever have to pay on a large unexpected health claim.

Watch this quick video to see how you can start saving today!

Contact us